Union Home Mortgage in Nevada vs the state
9.9%Denial rate-7.53 pts vs state
13.6%Decision denial rate-8.58 pts vs state
62.8%Origination rate+5.10 pts vs state
6.38%Median rate-0.25 pts vs state
0.25Rate spread (pts)-0.04 pts vs state
$110kMedian applicant income
76Loans originated
12Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 55 | 38 | 3.6% | 7.00% | #182 |
| 2024 | 106 | 70 | 7.6% | 6.88% | #142 |
| 2025 | 121 | 76 | 9.9% | 6.38% | #133 |
What Union Home Mortgage lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Union Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 101 | 57 | 12 | 11.9% |
| Washoe County | 7 | 7 | 0 | 0.0% |
| Nye County | 6 | 5 | 0 | 0.0% |
| Elko County | 2 | 2 | 0 | 0.0% |
| Lyon County | 2 | 2 | 0 | 0.0% |
| Humboldt County | 1 | 1 | 0 | 0.0% |
| Churchill County | 1 | 1 | 0 | 0.0% |
| Carson City | 1 | 1 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 121 applications in 2025, of which 76 were originated and 12 denied.
9.9% of all applications, or 13.6% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Union Home Mortgage originated in Nevada in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Union Home Mortgage's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology