Trustone Financial Credit Union in Wisconsin vs the state
19.8%Denial rate+5.80 pts vs state
21.9%Decision denial rate+5.57 pts vs state
67.1%Origination rate-1.06 pts vs state
7.25%Median rate+0.63 pts vs state
0.27Rate spread (pts)+0.15 pts vs state
$106kMedian applicant income
640Loans originated
189Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 900 | 583 | 16.0% | 7.49% | #44 |
| 2024 | 964 | 622 | 18.8% | 7.75% | #45 |
| 2025 | 954 | 640 | 19.8% | 7.25% | #51 |
What Trustone Financial Credit Union lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Trustone Financial Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kenosha County | 270 | 185 | 57 | 21.1% |
| Milwaukee County | 204 | 132 | 42 | 20.6% |
| Waukesha County | 116 | 78 | 22 | 19.0% |
| Racine County | 79 | 53 | 11 | 13.9% |
| St. Croix County | 55 | 41 | 8 | 14.5% |
| Washington County | 31 | 17 | 10 | 32.3% |
| Polk County | 20 | 14 | 4 | 20.0% |
| Ozaukee County | 19 | 15 | 3 | 15.8% |
| Burnett County | 18 | 13 | 4 | 22.2% |
| Pierce County | 16 | 12 | 2 | 12.5% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 954 applications in 2025, of which 640 were originated and 189 denied.
19.8% of all applications, or 21.9% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Trustone Financial Credit Union originated in Wisconsin in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Trustone Financial Credit Union's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology