Trustmark National Bank in Texas vs the state
31.7%Denial rate+12.29 pts vs state
37.0%Decision denial rate+12.13 pts vs state
52.7%Origination rate-2.19 pts vs state
6.00%Median rate-0.50 pts vs state
-0.02Rate spread (pts)-0.21 pts vs state
$134kMedian applicant income
294Loans originated
177Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 427 | 280 | 13.4% | 6.75% | #275 |
| 2024 | 380 | 236 | 17.9% | 6.25% | #290 |
| 2025 | 558 | 294 | 31.7% | 6.00% | #243 |
What Trustmark National Bank lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Trustmark National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 391 | 204 | 131 | 33.5% |
| Fort Bend County | 50 | 31 | 13 | 26.0% |
| Montgomery County | 38 | 20 | 14 | 36.8% |
| Waller County | 10 | 4 | 2 | 20.0% |
| Travis County | 9 | 5 | 2 | 22.2% |
| Galveston County | 8 | 5 | 2 | 25.0% |
| Denton County | 4 | 2 | 0 | 0.0% |
| Jefferson County | 4 | 1 | 1 | 25.0% |
| Brazoria County | 4 | 3 | 1 | 25.0% |
| Houston County | 3 | 0 | 2 | 66.7% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 558 applications in 2025, of which 294 were originated and 177 denied.
31.7% of all applications, or 37.0% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Trustmark National Bank originated in Texas in 2025 was 6.00%, against a statewide median of 6.50%.
About this data. Figures are Trustmark National Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology