Truliant Federal Credit Union · Pennsylvania · 2025

Truliant Federal Credit Union in Pennsylvania: approval rate, denial rate and rates (2025)

Truliant Federal Credit Union took 6 mortgage applications in Pennsylvania in 2025, ranking #760 of 1,114 lenders active in the state. It originated 0.0% of them and denied 83.3% (100.0% of the applications it decided), against a statewide denial rate of 18.3%.

6Applicationsin PA
100.0%Decision denial ratestate 22.2%
Median ratestate 6.63%
$70,000Median loanstate $155,000
$0Volume6 counties

Truliant Federal Credit Union in Pennsylvania vs the state

83.3%Denial rate+65.04 pts vs state
100.0%Decision denial rate+77.79 pts vs state
0.0%Origination rate-60.96 pts vs state
Median rate
Rate spread (pts)
$78kMedian applicant income
0Loans originated
5Denied

What Truliant Federal Credit Union lends in Pennsylvania

By loan purpose

Home purchase 1 17% · 100.0% denied
Home improvement 1 17% · 100.0% denied
Other / HELOC 4 67% · 75.0% denied

By loan type

Conventional 6 100% · 83.3% denied

Why it denied Pennsylvania applicants

Collateral 3 60%
Other 1 20%
Debt-to-income ratio 1 20%

Where in Pennsylvania

Counties with the most Truliant Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Northampton County 101 100.0%
Allegheny County 100 0.0%
Lebanon County 101 100.0%
Perry County 101 100.0%
Franklin County 101 100.0%
Philadelphia County 101 100.0%

Other large lenders in Pennsylvania

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 22,41118.6%6.75%
Citizens BankC 18,25628.1%7.65%
PNC BankD 18,03120.6%6.88%
United Shore Financial ServicesB 13,17813.4%6.47%
Crosscountry MortgageB 11,6153.3%6.63%
Members 1stB 10,86330.9%1.99%
First National Bank of PennsylvaniaB 9,54227.8%6.49%
Police & FireC 8,46034.6%6.25%
PENNSYLVANIA STATE EMPLOYEES Credit UnionC 8,30813.7%6.64%
Pennymac Loan ServicesC 7,90012.6%6.50%

Frequently asked questions

Pennsylvania: 6 applications in 2025, of which 0 were originated and 5 denied.

83.3% of all applications, or 100.0% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Truliant Federal Credit Union's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology