Truity Federal Credit Union in Kansas vs the state
12.2%Denial rate-2.86 pts vs state
15.5%Decision denial rate-2.81 pts vs state
64.8%Origination rate+0.96 pts vs state
6.60%Median rate-0.03 pts vs state
0.08Rate spread (pts)-0.22 pts vs state
$118kMedian applicant income
149Loans originated
28Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 239 | 177 | 9.2% | 6.50% | #80 |
| 2024 | 236 | 176 | 8.5% | 6.63% | #83 |
| 2025 | 230 | 149 | 12.2% | 6.60% | #90 |
What Truity Federal Credit Union lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Truity Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 138 | 94 | 11 | 8.0% |
| Johnson County | 17 | 10 | 1 | 5.9% |
| Shawnee County | 14 | 9 | 3 | 21.4% |
| Leavenworth County | 11 | 6 | 3 | 27.3% |
| Jefferson County | 10 | 4 | 3 | 30.0% |
| Wyandotte County | 8 | 5 | 2 | 25.0% |
| Montgomery County | 7 | 3 | 0 | 0.0% |
| Osage County | 7 | 6 | 0 | 0.0% |
| Franklin County | 4 | 3 | 1 | 25.0% |
| Pottawatomie County | 3 | 1 | 1 | 33.3% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 230 applications in 2025, of which 149 were originated and 28 denied.
12.2% of all applications, or 15.5% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Truity Federal Credit Union originated in Kansas in 2025 was 6.60%, against a statewide median of 6.63%.
About this data. Figures are Truity Federal Credit Union's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology