Truist Bank in Washington vs the state
3.1%Denial rate-12.52 pts vs state
4.6%Decision denial rate-14.99 pts vs state
65.6%Origination rate+4.57 pts vs state
6.10%Median rate-0.53 pts vs state
-0.14Rate spread (pts)-0.33 pts vs state
$245kMedian applicant income
21Loans originated
1Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 72 | 45 | 16.7% | 6.38% | #243 |
| 2024 | 34 | 17 | 11.8% | 6.49% | #324 |
| 2025 | 32 | 21 | 3.1% | 6.10% | #338 |
What Truist Bank lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Truist Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 13 | 10 | 1 | 7.7% |
| Pierce County | 3 | 2 | 0 | 0.0% |
| Clark County | 3 | 0 | 0 | 0.0% |
| Snohomish County | 2 | 2 | 0 | 0.0% |
| Cowlitz County | 2 | 1 | 0 | 0.0% |
| Thurston County | 2 | 1 | 0 | 0.0% |
| Benton County | 1 | 1 | 0 | 0.0% |
| Columbia County | 1 | 1 | 0 | 0.0% |
| Asotin County | 1 | 0 | 0 | 0.0% |
| Douglas County | 1 | 0 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 32 applications in 2025, of which 21 were originated and 1 denied.
3.1% of all applications, or 4.6% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Truist Bank originated in Washington in 2025 was 6.10%, against a statewide median of 6.63%.
About this data. Figures are Truist Bank's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology