TruHome Solutions in Texas vs the state
12.4%Denial rate-7.06 pts vs state
23.1%Decision denial rate-1.82 pts vs state
33.0%Origination rate-21.89 pts vs state
6.25%Median rate-0.25 pts vs state
0.28Rate spread (pts)+0.08 pts vs state
$106kMedian applicant income
32Loans originated
12Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 76 | 28 | 11.8% | 6.63% | #613 |
| 2024 | 130 | 27 | 16.9% | 6.13% | #500 |
| 2025 | 97 | 32 | 12.4% | 6.25% | #562 |
What TruHome Solutions lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most TruHome Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tarrant County | 11 | 5 | 0 | 0.0% |
| Bexar County | 9 | 2 | 3 | 33.3% |
| Harris County | 8 | 3 | 2 | 25.0% |
| Hidalgo County | 7 | 1 | 2 | 28.6% |
| Dallas County | 6 | 1 | 0 | 0.0% |
| Hunt County | 4 | 1 | 1 | 25.0% |
| Bell County | 4 | 0 | 0 | 0.0% |
| Nueces County | 4 | 3 | 1 | 25.0% |
| Williamson County | 3 | 1 | 0 | 0.0% |
| Denton County | 3 | 1 | 1 | 33.3% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 97 applications in 2025, of which 32 were originated and 12 denied.
12.4% of all applications, or 23.1% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans TruHome Solutions originated in Texas in 2025 was 6.25%, against a statewide median of 6.50%.
About this data. Figures are TruHome Solutions's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology