Triangle Credit Union · New Hampshire · 2025

Triangle Credit Union in New Hampshire: approval rate, denial rate and rates (2025)

Triangle Credit Union took 166 mortgage applications in New Hampshire in 2025, ranking #65 of 535 lenders active in the state. It originated 56.0% of them and denied 15.1% (21.0% of the applications it decided), against a statewide denial rate of 16.5%.

166Applicationsin NH
21.0%Decision denial ratestate 20.3%
6.50%Median ratestate 6.82%
$305,000Median loanstate $265,000
$34MVolume7 counties

Triangle Credit Union in New Hampshire vs the state

15.1%Denial rate-1.43 pts vs state
21.0%Decision denial rate+0.74 pts vs state
56.0%Origination rate-5.69 pts vs state
6.50%Median rate-0.32 pts vs state
-0.20Rate spread (pts)-0.44 pts vs state
$117kMedian applicant income
93Loans originated
25Denied

Trend in New Hampshire

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231426219.0%6.25%#61
20241045121.2%6.38%#76
20251669315.1%6.50%#65

What Triangle Credit Union lends in New Hampshire

By loan purpose

Home purchase 66 40% · 10.6% denied
Refinance 81 49% · 16.1% denied
Cash-out refinance 17 10% · 29.4% denied
Home improvement 1 1% · 0.0% denied
Other / HELOC 1 1% · 0.0% denied

By loan type

Conventional 166 100% · 15.1% denied

Why it denied New Hampshire applicants

Debt-to-income ratio 16 64%
Other 3 12%
Credit history 3 12%
Collateral 2 8%
Mortgage insurance denied 1 4%

Where in New Hampshire

Counties with the most Triangle Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hillsborough County 1176317 14.5%
Rockingham County 26165 19.2%
Merrimack County 1253 25.0%
Grafton County 220 0.0%
Carroll County 210 0.0%
Sullivan County 110 0.0%
Coos County 110 0.0%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 166 applications in 2025, of which 93 were originated and 25 denied.

15.1% of all applications, or 21.0% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

The median rate on loans Triangle Credit Union originated in New Hampshire in 2025 was 6.50%, against a statewide median of 6.82%.

About this data. Figures are Triangle Credit Union's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology