Triad Financial Services · Nevada · 2025

Triad Financial Services in Nevada: approval rate, denial rate and rates (2025)

Triad Financial Services took 251 mortgage applications in Nevada in 2025, ranking #89 of 627 lenders active in the state. It originated 28.7% of them and denied 48.2% (48.2% of the applications it decided), against a statewide denial rate of 17.5%.

251Applicationsin NV
48.2%Decision denial ratestate 22.2%
8.73%Median ratestate 6.63%
$75,000Median loanstate $305,000
$5.8MVolume9 counties

Triad Financial Services in Nevada vs the state

48.2%Denial rate+30.76 pts vs state
48.2%Decision denial rate+25.99 pts vs state
28.7%Origination rate-29.02 pts vs state
8.73%Median rate+2.11 pts vs state
2.99Rate spread (pts)+2.69 pts vs state
$64kMedian applicant income
72Loans originated
121Denied

Trend in Nevada

YearApplicationsOriginatedDenial rateMedian rateRank in state
202414185.7%7.70%#293
20252517248.2%8.73%#89

What Triad Financial Services lends in Nevada

By loan purpose

Home purchase 249 99% · 48.6% denied
Refinance 2 1% · 0.0% denied

By loan type

Conventional 251 100% · 48.2% denied

Why it denied Nevada applicants

Debt-to-income ratio 69 57%
Credit history 24 20%
Incomplete application 11 9%
Other 11 9%
Collateral 4 3%
Unverifiable information 2 2%

Where in Nevada

Counties with the most Triad Financial Services applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Clark County 1733298 56.6%
Washoe County 412213 31.7%
Carson City 13102 15.4%
Elko County 1244 33.3%
Lyon County 632 33.3%
Nye County 301 33.3%
Douglas County 110 0.0%
Humboldt County 100 0.0%
Storey County 101 100.0%

Other large lenders in Nevada

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 6,91311.4%6.31%
Rocket MortgageC 6,88915.4%6.88%
Guild MortgageA 5,5332.6%6.50%
AMERICA FIRST Federal Credit UnionC 3,87328.6%7.24%
U.S. BankD 3,74540.2%7.65%
Bank of AmericaF 3,29635.9%6.24%
Pennymac Loan ServicesC 3,18812.5%6.62%
Navy Federal Credit UnionD 2,57924.5%7.75%
Broker SolutionsD 2,5598.9%6.75%
Dhi Mortgage CompanyB 2,5496.8%4.99%

Frequently asked questions

Nevada: 251 applications in 2025, of which 72 were originated and 121 denied.

48.2% of all applications, or 48.2% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.

The median rate on loans Triad Financial Services originated in Nevada in 2025 was 8.73%, against a statewide median of 6.63%.

About this data. Figures are Triad Financial Services's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology