TRI BORO Federal Credit Union in Pennsylvania vs the state
3.0%Denial rate-15.30 pts vs state
3.3%Decision denial rate-18.90 pts vs state
85.8%Origination rate+24.86 pts vs state
6.49%Median rate-0.13 pts vs state
0.13Rate spread (pts)-0.11 pts vs state
$95kMedian applicant income
115Loans originated
4Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 115 | 101 | 1.7% | 6.00% | #361 |
| 2024 | 128 | 117 | 5.5% | 6.49% | #335 |
| 2025 | 134 | 115 | 3.0% | 6.49% | #339 |
What TRI BORO Federal Credit Union lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most TRI BORO Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Allegheny County | 110 | 97 | 3 | 2.7% |
| Westmoreland County | 9 | 8 | 0 | 0.0% |
| Washington County | 5 | 4 | 0 | 0.0% |
| Forest County | 1 | 1 | 0 | 0.0% |
| Beaver County | 1 | 1 | 0 | 0.0% |
| Armstrong County | 1 | 1 | 0 | 0.0% |
| Butler County | 1 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 134 applications in 2025, of which 115 were originated and 4 denied.
3.0% of all applications, or 3.3% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans TRI BORO Federal Credit Union originated in Pennsylvania in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are TRI BORO Federal Credit Union's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology