Transportation Federal Credit Union in Wisconsin vs the state
12.5%Denial rate-1.51 pts vs state
12.5%Decision denial rate-3.86 pts vs state
87.5%Origination rate+19.35 pts vs state
8.25%Median rate+1.63 pts vs state
2.72Rate spread (pts)+2.59 pts vs state
$135kMedian applicant income
7Loans originated
1Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 9 | 0.0% | 6.75% | #484 |
| 2024 | 6 | 4 | 0.0% | 8.50% | #535 |
| 2025 | 8 | 7 | 12.5% | 8.25% | #512 |
What Transportation Federal Credit Union lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Transportation Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 2 | 2 | 0 | 0.0% |
| Waukesha County | 1 | 1 | 0 | 0.0% |
| Oneida County | 1 | 0 | 1 | 100.0% |
| Fond du Lac County | 1 | 1 | 0 | 0.0% |
| Polk County | 1 | 1 | 0 | 0.0% |
| Kenosha County | 1 | 1 | 0 | 0.0% |
| Wood County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 8 applications in 2025, of which 7 were originated and 1 denied.
12.5% of all applications, or 12.5% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Transportation Federal Credit Union originated in Wisconsin in 2025 was 8.25%, against a statewide median of 6.63%.
About this data. Figures are Transportation Federal Credit Union's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology