Toyota Financial Savings Bank in Texas vs the state
6.7%Denial rate-12.70 pts vs state
8.1%Decision denial rate-16.76 pts vs state
76.0%Origination rate+21.08 pts vs state
—Median rate
—Rate spread (pts)
$282kMedian applicant income
79Loans originated
7Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 84 | 58 | 7.1% | 6.48% | #588 |
| 2024 | 86 | 66 | 9.3% | 6.69% | #581 |
| 2025 | 104 | 79 | 6.7% | — | #546 |
What Toyota Financial Savings Bank lends in Texas
By loan purpose
By loan type
Where in Texas
Counties with the most Toyota Financial Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Collin County | 35 | 29 | 3 | 8.6% |
| Denton County | 29 | 23 | 2 | 6.9% |
| Dallas County | 14 | 8 | 0 | 0.0% |
| Tarrant County | 6 | 4 | 1 | 16.7% |
| Harris County | 5 | 4 | 0 | 0.0% |
| Brazos County | 3 | 2 | 0 | 0.0% |
| Grayson County | 2 | 1 | 0 | 0.0% |
| Bexar County | 2 | 2 | 0 | 0.0% |
| Fannin County | 1 | 1 | 0 | 0.0% |
| Galveston County | 1 | 1 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 104 applications in 2025, of which 79 were originated and 7 denied.
6.7% of all applications, or 8.1% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Toyota Financial Savings Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology