Top Flite Financial in Washington vs the state
9.1%Denial rate-6.56 pts vs state
15.8%Decision denial rate-3.75 pts vs state
45.5%Origination rate-15.61 pts vs state
6.75%Median rate+0.13 pts vs state
1.18Rate spread (pts)+0.99 pts vs state
$94kMedian applicant income
30Loans originated
6Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 91 | 43 | 14.3% | 6.75% | #218 |
| 2024 | 70 | 24 | 25.7% | 6.69% | #251 |
| 2025 | 66 | 30 | 9.1% | 6.75% | #276 |
What Top Flite Financial lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Top Flite Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pierce County | 9 | 2 | 0 | 0.0% |
| Clark County | 8 | 5 | 1 | 12.5% |
| Kitsap County | 6 | 3 | 0 | 0.0% |
| Snohomish County | 6 | 3 | 2 | 33.3% |
| King County | 5 | 1 | 1 | 20.0% |
| Spokane County | 4 | 2 | 1 | 25.0% |
| Thurston County | 4 | 2 | 0 | 0.0% |
| Clallam County | 3 | 1 | 0 | 0.0% |
| Benton County | 3 | 1 | 1 | 33.3% |
| Whatcom County | 3 | 3 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 66 applications in 2025, of which 30 were originated and 6 denied.
9.1% of all applications, or 15.8% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Top Flite Financial originated in Washington in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Top Flite Financial's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology