Top Flite Financial in Louisiana vs the state
10.1%Denial rate-12.06 pts vs state
18.8%Decision denial rate-9.40 pts vs state
41.6%Origination rate-10.40 pts vs state
6.75%Median rate+0.13 pts vs state
1.64Rate spread (pts)+1.28 pts vs state
$67kMedian applicant income
37Loans originated
9Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 67 | 24 | 13.4% | 7.13% | #208 |
| 2024 | 70 | 25 | 28.6% | 6.75% | #200 |
| 2025 | 89 | 37 | 10.1% | 6.75% | #190 |
What Top Flite Financial lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Top Flite Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Calcasieu Parish | 9 | 3 | 1 | 11.1% |
| Jefferson Parish | 9 | 1 | 0 | 0.0% |
| St. Tammany Parish | 6 | 3 | 1 | 16.7% |
| Lafayette Parish | 6 | 4 | 1 | 16.7% |
| East Baton Rouge Parish | 5 | 3 | 1 | 20.0% |
| Rapides Parish | 5 | 2 | 1 | 20.0% |
| Bossier Parish | 4 | 1 | 0 | 0.0% |
| Tangipahoa Parish | 3 | 0 | 1 | 33.3% |
| St. James Parish | 3 | 2 | 0 | 0.0% |
| Caddo Parish | 3 | 2 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 89 applications in 2025, of which 37 were originated and 9 denied.
10.1% of all applications, or 18.8% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Top Flite Financial originated in Louisiana in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Top Flite Financial's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology