TIB in Louisiana vs the state
13.0%Denial rate-9.13 pts vs state
13.6%Decision denial rate-14.51 pts vs state
82.6%Origination rate+30.64 pts vs state
6.38%Median rate-0.25 pts vs state
0.10Rate spread (pts)-0.26 pts vs state
$94kMedian applicant income
38Loans originated
6Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 25 | 21 | 8.0% | 6.88% | #312 |
| 2024 | 48 | 35 | 22.9% | 6.88% | #239 |
| 2025 | 46 | 38 | 13.0% | 6.38% | #256 |
What TIB lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most TIB applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lafayette Parish | 9 | 7 | 2 | 22.2% |
| Vermilion Parish | 7 | 5 | 1 | 14.3% |
| Rapides Parish | 5 | 4 | 1 | 20.0% |
| Grant Parish | 4 | 4 | 0 | 0.0% |
| Natchitoches Parish | 4 | 4 | 0 | 0.0% |
| Ouachita Parish | 3 | 2 | 0 | 0.0% |
| Terrebonne Parish | 3 | 2 | 1 | 33.3% |
| Lafourche Parish | 3 | 3 | 0 | 0.0% |
| St. James Parish | 2 | 2 | 0 | 0.0% |
| St. Tammany Parish | 1 | 1 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 46 applications in 2025, of which 38 were originated and 6 denied.
13.0% of all applications, or 13.6% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans TIB originated in Louisiana in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are TIB's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology