Third Federal Savings and Loan Association of Cleveland in Washington vs the state
32.6%Denial rate+16.94 pts vs state
37.4%Decision denial rate+17.88 pts vs state
52.1%Origination rate-8.95 pts vs state
6.99%Median rate+0.37 pts vs state
-0.27Rate spread (pts)-0.46 pts vs state
$180kMedian applicant income
395Loans originated
247Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 752 | 362 | 38.8% | 6.99% | #65 |
| 2024 | 831 | 399 | 40.1% | 7.49% | #66 |
| 2025 | 758 | 395 | 32.6% | 6.99% | #77 |
What Third Federal Savings and Loan Association of Cleveland lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Third Federal Savings and Loan Association of Cleveland applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 274 | 146 | 88 | 32.1% |
| Snohomish County | 136 | 70 | 53 | 39.0% |
| Pierce County | 74 | 36 | 23 | 31.1% |
| Clark County | 52 | 26 | 15 | 28.8% |
| Spokane County | 29 | 14 | 11 | 37.9% |
| Whatcom County | 28 | 14 | 7 | 25.0% |
| Thurston County | 24 | 14 | 6 | 25.0% |
| Kitsap County | 22 | 12 | 8 | 36.4% |
| Benton County | 15 | 7 | 4 | 26.7% |
| Chelan County | 14 | 6 | 5 | 35.7% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 758 applications in 2025, of which 395 were originated and 247 denied.
32.6% of all applications, or 37.4% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Third Federal Savings and Loan Association of Cleveland originated in Washington in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are Third Federal Savings and Loan Association of Cleveland's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology