The Mortgage Link in Louisiana vs the state
7.4%Denial rate-14.76 pts vs state
8.0%Decision denial rate-20.15 pts vs state
66.7%Origination rate+14.70 pts vs state
6.63%Median rate0.00 pts vs state
0.81Rate spread (pts)+0.45 pts vs state
$70kMedian applicant income
18Loans originated
2Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 12 | 9 | 0.0% | 6.25% | #358 |
| 2025 | 27 | 18 | 7.4% | 6.63% | #297 |
What The Mortgage Link lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most The Mortgage Link applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lafayette Parish | 9 | 7 | 0 | 0.0% |
| Jefferson Parish | 5 | 2 | 0 | 0.0% |
| St. Landry Parish | 4 | 2 | 2 | 50.0% |
| East Baton Rouge Parish | 3 | 3 | 0 | 0.0% |
| Evangeline Parish | 3 | 3 | 0 | 0.0% |
| St. Martin Parish | 1 | 0 | 0 | 0.0% |
| Jefferson Davis Parish | 1 | 1 | 0 | 0.0% |
| St. Tammany Parish | 1 | 0 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 27 applications in 2025, of which 18 were originated and 2 denied.
7.4% of all applications, or 8.0% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans The Mortgage Link originated in Louisiana in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are The Mortgage Link's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology