The Mortgage Firm · Louisiana · 2025

The Mortgage Firm in Louisiana: approval rate, denial rate and rates (2025)

The Mortgage Firm took 211 mortgage applications in Louisiana in 2025, ranking #112 of 721 lenders active in the state. It originated 76.3% of them and denied 3.8% (4.2% of the applications it decided), against a statewide denial rate of 22.2%.

211Applicationsin LA
4.2%Decision denial ratestate 28.2%
6.75%Median ratestate 6.63%
$255,000Median loanstate $165,000
$45MVolume21 counties

The Mortgage Firm in Louisiana vs the state

3.8%Denial rate-18.38 pts vs state
4.2%Decision denial rate-23.92 pts vs state
76.3%Origination rate+24.33 pts vs state
6.75%Median rate+0.13 pts vs state
0.39Rate spread (pts)+0.03 pts vs state
$117kMedian applicant income
161Loans originated
8Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231761441.1%6.75%#118
20242221681.8%6.99%#96
20252111613.8%6.75%#112

What The Mortgage Firm lends in Louisiana

By loan purpose

Home purchase 197 93% · 3.6% denied
Refinance 5 2% · 0.0% denied
Cash-out refinance 8 4% · 0.0% denied
Home improvement 1 0% · 100.0% denied

By loan type

Conventional 154 73% · 2.0% denied
FHA 41 19% · 9.8% denied
VA 11 5% · 9.1% denied
USDA / RHS 5 2% · 0.0% denied

Why it denied Louisiana applicants

Debt-to-income ratio 3 38%
Other 3 38%
Insufficient cash 1 13%
Employment history 1 13%

Where in Louisiana

Counties with the most The Mortgage Firm applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
East Baton Rouge Parish 65593 4.6%
Jefferson Parish 38262 5.3%
Orleans Parish 31173 9.7%
St. Tammany Parish 21160 0.0%
Ascension Parish 20160 0.0%
St. Charles Parish 650 0.0%
Calcasieu Parish 550 0.0%
Livingston Parish 430 0.0%
St. Bernard Parish 320 0.0%
St. James Parish 320 0.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 211 applications in 2025, of which 161 were originated and 8 denied.

3.8% of all applications, or 4.2% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans The Mortgage Firm originated in Louisiana in 2025 was 6.75%, against a statewide median of 6.63%.

About this data. Figures are The Mortgage Firm's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology