The Moody National Bank in Texas vs the state
20.2%Denial rate+0.76 pts vs state
23.6%Decision denial rate-1.30 pts vs state
57.7%Origination rate+2.81 pts vs state
—Median rate
—Rate spread (pts)
$153kMedian applicant income
60Loans originated
21Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 86 | 48 | 36.1% | — | #584 |
| 2024 | 116 | 75 | 23.3% | — | #529 |
| 2025 | 104 | 60 | 20.2% | — | #545 |
What The Moody National Bank lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most The Moody National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Galveston County | 35 | 22 | 5 | 14.3% |
| Harris County | 21 | 10 | 6 | 28.6% |
| Comal County | 16 | 10 | 3 | 18.8% |
| Brazoria County | 11 | 6 | 3 | 27.3% |
| Travis County | 7 | 3 | 2 | 28.6% |
| Bexar County | 4 | 2 | 1 | 25.0% |
| Hays County | 3 | 3 | 0 | 0.0% |
| Fort Bend County | 2 | 1 | 1 | 50.0% |
| Chambers County | 1 | 1 | 0 | 0.0% |
| Blanco County | 1 | 0 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 104 applications in 2025, of which 60 were originated and 21 denied.
20.2% of all applications, or 23.6% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Moody National Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology