The Loan Store in Washington vs the state
10.5%Denial rate-5.14 pts vs state
11.6%Decision denial rate-7.90 pts vs state
70.8%Origination rate+9.77 pts vs state
6.63%Median rate0.00 pts vs state
0.23Rate spread (pts)+0.05 pts vs state
$159kMedian applicant income
1,253Loans originated
186Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 281 | 160 | 16.0% | 7.00% | #129 |
| 2024 | 1,065 | 723 | 10.8% | 6.63% | #55 |
| 2025 | 1,769 | 1,253 | 10.5% | 6.63% | #36 |
What The Loan Store lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most The Loan Store applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 481 | 337 | 59 | 12.3% |
| Pierce County | 267 | 193 | 26 | 9.7% |
| Snohomish County | 212 | 156 | 21 | 9.9% |
| Clark County | 168 | 125 | 18 | 10.7% |
| Thurston County | 107 | 73 | 11 | 10.3% |
| Lewis County | 55 | 41 | 5 | 9.1% |
| Kitsap County | 51 | 31 | 5 | 9.8% |
| Spokane County | 48 | 35 | 2 | 4.2% |
| Whatcom County | 44 | 35 | 6 | 13.6% |
| Island County | 36 | 24 | 1 | 2.8% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 1,769 applications in 2025, of which 1,253 were originated and 186 denied.
10.5% of all applications, or 11.6% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans The Loan Store originated in Washington in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are The Loan Store's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology