The Loan Store in Ohio vs the state
8.2%Denial rate-9.50 pts vs state
9.3%Decision denial rate-12.63 pts vs state
69.6%Origination rate+9.70 pts vs state
6.88%Median rate0.00 pts vs state
0.49Rate spread (pts)+0.10 pts vs state
$123kMedian applicant income
586Loans originated
69Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 192 | 132 | 8.9% | 6.88% | #227 |
| 2024 | 446 | 292 | 9.2% | 6.81% | #129 |
| 2025 | 842 | 586 | 8.2% | 6.88% | #99 |
What The Loan Store lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most The Loan Store applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 125 | 99 | 6 | 4.8% |
| Franklin County | 116 | 80 | 9 | 7.8% |
| Cuyahoga County | 87 | 64 | 8 | 9.2% |
| Montgomery County | 52 | 35 | 7 | 13.5% |
| Lucas County | 45 | 33 | 2 | 4.4% |
| Summit County | 35 | 24 | 6 | 17.1% |
| Butler County | 26 | 20 | 1 | 3.8% |
| Fairfield County | 25 | 21 | 1 | 4.0% |
| Stark County | 25 | 18 | 4 | 16.0% |
| Delaware County | 20 | 15 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 842 applications in 2025, of which 586 were originated and 69 denied.
8.2% of all applications, or 9.3% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans The Loan Store originated in Ohio in 2025 was 6.88%, against a statewide median of 6.88%.
About this data. Figures are The Loan Store's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology