The Loan Store in Mississippi vs the state
6.1%Denial rate-16.86 pts vs state
7.3%Decision denial rate-21.18 pts vs state
63.6%Origination rate+10.77 pts vs state
6.88%Median rate+0.13 pts vs state
0.60Rate spread (pts)+0.27 pts vs state
$112kMedian applicant income
42Loans originated
4Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 2 | 0.0% | 7.38% | #338 |
| 2024 | 51 | 35 | 7.8% | 6.99% | #162 |
| 2025 | 66 | 42 | 6.1% | 6.88% | #154 |
What The Loan Store lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most The Loan Store applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rankin County | 9 | 7 | 0 | 0.0% |
| DeSoto County | 7 | 5 | 0 | 0.0% |
| Pearl River County | 7 | 5 | 0 | 0.0% |
| Forrest County | 6 | 5 | 0 | 0.0% |
| Lamar County | 4 | 3 | 0 | 0.0% |
| Madison County | 4 | 3 | 0 | 0.0% |
| Jackson County | 4 | 2 | 1 | 25.0% |
| Harrison County | 3 | 2 | 0 | 0.0% |
| Walthall County | 3 | 1 | 0 | 0.0% |
| Pike County | 3 | 1 | 1 | 33.3% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 66 applications in 2025, of which 42 were originated and 4 denied.
6.1% of all applications, or 7.3% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans The Loan Store originated in Mississippi in 2025 was 6.88%, against a statewide median of 6.75%.
About this data. Figures are The Loan Store's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology