The Huntington National Bank in Texas vs the state
8.7%Denial rate-10.70 pts vs state
11.3%Decision denial rate-13.56 pts vs state
67.1%Origination rate+12.18 pts vs state
6.51%Median rate+0.01 pts vs state
0.37Rate spread (pts)+0.18 pts vs state
$320kMedian applicant income
169Loans originated
22Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 263 | 178 | 6.5% | 6.50% | #344 |
| 2024 | 184 | 128 | 6.0% | 7.00% | #421 |
| 2025 | 252 | 169 | 8.7% | 6.51% | #372 |
What The Huntington National Bank lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most The Huntington National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 34 | 25 | 2 | 5.9% |
| Dallas County | 27 | 20 | 2 | 7.4% |
| Travis County | 22 | 15 | 2 | 9.1% |
| Collin County | 21 | 13 | 5 | 23.8% |
| Fort Bend County | 20 | 15 | 1 | 5.0% |
| Tarrant County | 18 | 15 | 1 | 5.6% |
| Bexar County | 14 | 10 | 3 | 21.4% |
| Denton County | 14 | 7 | 1 | 7.1% |
| Lubbock County | 9 | 4 | 1 | 11.1% |
| Williamson County | 8 | 7 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 252 applications in 2025, of which 169 were originated and 22 denied.
8.7% of all applications, or 11.3% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans The Huntington National Bank originated in Texas in 2025 was 6.51%, against a statewide median of 6.50%.
About this data. Figures are The Huntington National Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology