The First National Bank Of Bangor in Wisconsin vs the state
2.4%Denial rate-11.57 pts vs state
2.4%Decision denial rate-13.92 pts vs state
97.6%Origination rate+29.41 pts vs state
—Median rate
—Rate spread (pts)
$88kMedian applicant income
120Loans originated
3Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 99 | 96 | 3.0% | — | #222 |
| 2024 | 93 | 91 | 0.0% | — | #246 |
| 2025 | 123 | 120 | 2.4% | — | #226 |
What The First National Bank Of Bangor lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most The First National Bank Of Bangor applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| La Crosse County | 72 | 71 | 1 | 1.4% |
| Monroe County | 19 | 19 | 0 | 0.0% |
| Vernon County | 8 | 8 | 0 | 0.0% |
| Jackson County | 8 | 7 | 1 | 12.5% |
| Dunn County | 4 | 4 | 0 | 0.0% |
| Trempealeau County | 3 | 3 | 0 | 0.0% |
| Ashland County | 1 | 1 | 0 | 0.0% |
| Juneau County | 1 | 1 | 0 | 0.0% |
| Pierce County | 1 | 1 | 0 | 0.0% |
| Eau Claire County | 1 | 0 | 1 | 100.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 123 applications in 2025, of which 120 were originated and 3 denied.
2.4% of all applications, or 2.4% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The First National Bank Of Bangor's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology