The Federal Savings Bank in Wyoming vs the state
8.6%Denial rate-6.99 pts vs state
21.4%Decision denial rate+1.84 pts vs state
31.4%Origination rate-29.58 pts vs state
6.75%Median rate+0.25 pts vs state
0.39Rate spread (pts)+0.16 pts vs state
$96kMedian applicant income
22Loans originated
6Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 70 | 18 | 17.1% | 6.44% | #61 |
| 2024 | 69 | 25 | 5.8% | 6.63% | #62 |
| 2025 | 70 | 22 | 8.6% | 6.75% | #67 |
What The Federal Savings Bank lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most The Federal Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Laramie County | 18 | 4 | 1 | 5.6% |
| Natrona County | 14 | 4 | 2 | 14.3% |
| Sheridan County | 9 | 3 | 0 | 0.0% |
| Lincoln County | 6 | 2 | 0 | 0.0% |
| Campbell County | 6 | 3 | 1 | 16.7% |
| Sweetwater County | 4 | 2 | 0 | 0.0% |
| Converse County | 4 | 0 | 1 | 25.0% |
| Albany County | 3 | 2 | 0 | 0.0% |
| Sublette County | 1 | 0 | 0 | 0.0% |
| Big Horn County | 1 | 0 | 1 | 100.0% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 70 applications in 2025, of which 22 were originated and 6 denied.
8.6% of all applications, or 21.4% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans The Federal Savings Bank originated in Wyoming in 2025 was 6.75%, against a statewide median of 6.50%.
About this data. Figures are The Federal Savings Bank's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology