The Equitable Mortgage in Ohio vs the state
0.9%Denial rate-16.76 pts vs state
1.2%Decision denial rate-20.73 pts vs state
79.7%Origination rate+19.75 pts vs state
6.50%Median rate-0.38 pts vs state
0.10Rate spread (pts)-0.28 pts vs state
$119kMedian applicant income
599Loans originated
7Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 694 | 520 | 1.2% | 6.63% | #95 |
| 2024 | 771 | 574 | 1.2% | 6.63% | #95 |
| 2025 | 752 | 599 | 0.9% | 6.50% | #107 |
What The Equitable Mortgage lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most The Equitable Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 344 | 277 | 2 | 0.6% |
| Delaware County | 96 | 69 | 2 | 2.1% |
| Ashland County | 47 | 42 | 1 | 2.1% |
| Licking County | 29 | 24 | 0 | 0.0% |
| Stark County | 21 | 14 | 0 | 0.0% |
| Union County | 18 | 16 | 0 | 0.0% |
| Fairfield County | 15 | 11 | 0 | 0.0% |
| Montgomery County | 14 | 13 | 0 | 0.0% |
| Cuyahoga County | 13 | 11 | 0 | 0.0% |
| Summit County | 10 | 9 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 752 applications in 2025, of which 599 were originated and 7 denied.
0.9% of all applications, or 1.2% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans The Equitable Mortgage originated in Ohio in 2025 was 6.50%, against a statewide median of 6.88%.
About this data. Figures are The Equitable Mortgage's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology