The Dart Bank in Texas vs the state
8.7%Denial rate-10.73 pts vs state
9.2%Decision denial rate-15.67 pts vs state
73.9%Origination rate+19.03 pts vs state
6.25%Median rate-0.25 pts vs state
0.14Rate spread (pts)-0.06 pts vs state
$128kMedian applicant income
51Loans originated
6Denied
What The Dart Bank lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most The Dart Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Travis County | 11 | 7 | 2 | 18.2% |
| Harris County | 8 | 5 | 1 | 12.5% |
| Tarrant County | 7 | 6 | 0 | 0.0% |
| Collin County | 6 | 6 | 0 | 0.0% |
| Dallas County | 5 | 4 | 0 | 0.0% |
| Denton County | 5 | 4 | 0 | 0.0% |
| Williamson County | 4 | 4 | 0 | 0.0% |
| Hunt County | 2 | 2 | 0 | 0.0% |
| Montgomery County | 2 | 2 | 0 | 0.0% |
| Wood County | 2 | 0 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 69 applications in 2025, of which 51 were originated and 6 denied.
8.7% of all applications, or 9.2% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans The Dart Bank originated in Texas in 2025 was 6.25%, against a statewide median of 6.50%.
About this data. Figures are The Dart Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology