The Dart Bank in Ohio vs the state
1.8%Denial rate-15.87 pts vs state
1.9%Decision denial rate-19.97 pts vs state
87.3%Origination rate+27.37 pts vs state
6.50%Median rate-0.38 pts vs state
0.21Rate spread (pts)-0.17 pts vs state
$86kMedian applicant income
48Loans originated
1Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12 | 9 | 8.3% | 7.13% | #581 |
| 2024 | 7 | 5 | 14.3% | 6.75% | #664 |
| 2025 | 55 | 48 | 1.8% | 6.50% | #397 |
What The Dart Bank lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most The Dart Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mahoning County | 23 | 21 | 0 | 0.0% |
| Trumbull County | 14 | 13 | 0 | 0.0% |
| Columbiana County | 3 | 3 | 0 | 0.0% |
| Summit County | 2 | 1 | 1 | 50.0% |
| Franklin County | 2 | 2 | 0 | 0.0% |
| Lucas County | 2 | 2 | 0 | 0.0% |
| Cuyahoga County | 1 | 1 | 0 | 0.0% |
| Hancock County | 1 | 1 | 0 | 0.0% |
| Warren County | 1 | 0 | 0 | 0.0% |
| Portage County | 1 | 1 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 55 applications in 2025, of which 48 were originated and 1 denied.
1.8% of all applications, or 1.9% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans The Dart Bank originated in Ohio in 2025 was 6.50%, against a statewide median of 6.88%.
About this data. Figures are The Dart Bank's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology