The Andover Bank in Pennsylvania vs the state
16.3%Denial rate-2.01 pts vs state
18.2%Decision denial rate-4.03 pts vs state
69.8%Origination rate+8.81 pts vs state
—Median rate
—Rate spread (pts)
$98kMedian applicant income
60Loans originated
14Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 75 | 53 | 20.0% | — | #411 |
| 2024 | 62 | 45 | 16.1% | — | #442 |
| 2025 | 86 | 60 | 16.3% | — | #397 |
What The Andover Bank lends in Pennsylvania
By loan purpose
By loan type
Where in Pennsylvania
Counties with the most The Andover Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Erie County | 57 | 39 | 8 | 14.0% |
| Crawford County | 18 | 11 | 6 | 33.3% |
| Allegheny County | 7 | 6 | 0 | 0.0% |
| Westmoreland County | 2 | 2 | 0 | 0.0% |
| Beaver County | 1 | 1 | 0 | 0.0% |
| Mercer County | 1 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 86 applications in 2025, of which 60 were originated and 14 denied.
16.3% of all applications, or 18.2% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Andover Bank's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology