Texas Regional Bank in Texas vs the state
8.2%Denial rate-11.28 pts vs state
9.2%Decision denial rate-15.70 pts vs state
78.2%Origination rate+23.31 pts vs state
6.63%Median rate+0.13 pts vs state
0.38Rate spread (pts)+0.18 pts vs state
$136kMedian applicant income
355Loans originated
37Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 219 | 149 | 6.4% | 7.25% | #382 |
| 2024 | 186 | 134 | 5.9% | 7.37% | #420 |
| 2025 | 454 | 355 | 8.2% | 6.63% | #280 |
What Texas Regional Bank lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Texas Regional Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Denton County | 85 | 73 | 4 | 4.7% |
| Hidalgo County | 77 | 51 | 9 | 11.7% |
| Tarrant County | 53 | 46 | 2 | 3.8% |
| Cameron County | 48 | 37 | 5 | 10.4% |
| Dallas County | 46 | 35 | 5 | 10.9% |
| Harris County | 15 | 14 | 0 | 0.0% |
| Collin County | 13 | 9 | 2 | 15.4% |
| Blanco County | 10 | 7 | 0 | 0.0% |
| Hays County | 10 | 10 | 0 | 0.0% |
| Parker County | 10 | 7 | 1 | 10.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 454 applications in 2025, of which 355 were originated and 37 denied.
8.2% of all applications, or 9.2% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Texas Regional Bank originated in Texas in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Texas Regional Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology