Texana Bank in Texas vs the state
2.0%Denial rate-17.46 pts vs state
4.4%Decision denial rate-20.55 pts vs state
36.6%Origination rate-18.26 pts vs state
6.63%Median rate+0.13 pts vs state
0.36Rate spread (pts)+0.17 pts vs state
$108kMedian applicant income
167Loans originated
9Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 95 | 50 | 3.2% | 8.25% | #566 |
| 2024 | 152 | 75 | 4.6% | 7.13% | #461 |
| 2025 | 456 | 167 | 2.0% | 6.63% | #278 |
What Texana Bank lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Texana Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bexar County | 69 | 31 | 0 | 0.0% |
| Harris County | 63 | 19 | 0 | 0.0% |
| Webb County | 36 | 12 | 1 | 2.8% |
| Denton County | 26 | 6 | 1 | 3.8% |
| Tarrant County | 20 | 7 | 0 | 0.0% |
| Dallas County | 18 | 3 | 2 | 11.1% |
| Comal County | 13 | 8 | 0 | 0.0% |
| Collin County | 11 | 1 | 0 | 0.0% |
| Bowie County | 11 | 11 | 0 | 0.0% |
| Travis County | 11 | 5 | 1 | 9.1% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 456 applications in 2025, of which 167 were originated and 9 denied.
2.0% of all applications, or 4.4% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Texana Bank originated in Texas in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Texana Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology