Texana Bank in Colorado vs the state
1.1%Denial rate-14.56 pts vs state
2.2%Decision denial rate-17.50 pts vs state
43.8%Origination rate-16.25 pts vs state
6.63%Median rate0.00 pts vs state
0.42Rate spread (pts)+0.27 pts vs state
$123kMedian applicant income
123Loans originated
3Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 37 | 0 | 27.0% | — | #327 |
| 2024 | 32 | 10 | 12.5% | 6.06% | #343 |
| 2025 | 281 | 123 | 1.1% | 6.63% | #150 |
What Texana Bank lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Texana Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Arapahoe County | 54 | 24 | 0 | 0.0% |
| Denver County | 48 | 27 | 0 | 0.0% |
| Jefferson County | 39 | 16 | 0 | 0.0% |
| Adams County | 36 | 20 | 2 | 5.6% |
| Larimer County | 14 | 5 | 0 | 0.0% |
| Douglas County | 12 | 4 | 0 | 0.0% |
| El Paso County | 10 | 2 | 0 | 0.0% |
| Weld County | 9 | 5 | 0 | 0.0% |
| Summit County | 8 | 4 | 0 | 0.0% |
| Delta County | 8 | 0 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 281 applications in 2025, of which 123 were originated and 3 denied.
1.1% of all applications, or 2.2% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Texana Bank originated in Colorado in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Texana Bank's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology