Synergy One Lending in West Virginia vs the state
0.0%Denial rate-21.19 pts vs state
0.0%Decision denial rate-26.66 pts vs state
66.7%Origination rate+11.88 pts vs state
7.56%Median rate+0.94 pts vs state
1.12Rate spread (pts)+0.72 pts vs state
$148kMedian applicant income
4Loans originated
0Denied
What Synergy One Lending lends in West Virginia
By loan purpose
By loan type
Where in West Virginia
Counties with the most Synergy One Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Berkeley County | 1 | 0 | 0 | 0.0% |
| Hancock County | 1 | 1 | 0 | 0.0% |
| Marshall County | 1 | 1 | 0 | 0.0% |
| Monongalia County | 1 | 1 | 0 | 0.0% |
| Marion County | 1 | 0 | 0 | 0.0% |
| Jefferson County | 1 | 1 | 0 | 0.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 6 applications in 2025, of which 4 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Synergy One Lending originated in West Virginia in 2025 was 7.56%, against a statewide median of 6.62%.
About this data. Figures are Synergy One Lending's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology