Swbc Mortgage in Colorado vs the state
0.6%Denial rate-15.00 pts vs state
0.7%Decision denial rate-18.94 pts vs state
80.5%Origination rate+20.45 pts vs state
6.63%Median rate0.00 pts vs state
0.08Rate spread (pts)-0.07 pts vs state
$162kMedian applicant income
511Loans originated
4Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 410 | 326 | 1.2% | 6.88% | #107 |
| 2024 | 597 | 476 | 1.7% | 6.63% | #87 |
| 2025 | 635 | 511 | 0.6% | 6.63% | #90 |
What Swbc Mortgage lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Swbc Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Denver County | 119 | 99 | 0 | 0.0% |
| Douglas County | 90 | 77 | 0 | 0.0% |
| Arapahoe County | 90 | 72 | 1 | 1.1% |
| Boulder County | 82 | 63 | 1 | 1.2% |
| Jefferson County | 74 | 58 | 0 | 0.0% |
| El Paso County | 48 | 41 | 0 | 0.0% |
| Adams County | 25 | 18 | 0 | 0.0% |
| Weld County | 16 | 11 | 0 | 0.0% |
| Larimer County | 14 | 8 | 1 | 7.1% |
| Broomfield County | 13 | 11 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 635 applications in 2025, of which 511 were originated and 4 denied.
0.6% of all applications, or 0.7% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Swbc Mortgage originated in Colorado in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Swbc Mortgage's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology