Susser Bank in Texas vs the state
2.9%Denial rate-16.52 pts vs state
3.9%Decision denial rate-21.04 pts vs state
72.2%Origination rate+17.32 pts vs state
6.75%Median rate+0.25 pts vs state
0.35Rate spread (pts)+0.16 pts vs state
$169kMedian applicant income
322Loans originated
13Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 420 | 297 | 5.0% | 7.00% | #279 |
| 2024 | 432 | 293 | 7.2% | 6.88% | #268 |
| 2025 | 446 | 322 | 2.9% | 6.75% | #283 |
What Susser Bank lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Susser Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tarrant County | 110 | 81 | 0 | 0.0% |
| McLennan County | 77 | 64 | 2 | 2.6% |
| Dallas County | 44 | 29 | 1 | 2.3% |
| Harris County | 42 | 27 | 1 | 2.4% |
| Parker County | 30 | 23 | 0 | 0.0% |
| Travis County | 16 | 12 | 0 | 0.0% |
| Johnson County | 15 | 15 | 0 | 0.0% |
| Denton County | 12 | 8 | 1 | 8.3% |
| Williamson County | 11 | 4 | 0 | 0.0% |
| Nueces County | 8 | 5 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 446 applications in 2025, of which 322 were originated and 13 denied.
2.9% of all applications, or 3.9% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Susser Bank originated in Texas in 2025 was 6.75%, against a statewide median of 6.50%.
About this data. Figures are Susser Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology