Sunflower Bank in Texas vs the state
6.1%Denial rate-13.33 pts vs state
8.9%Decision denial rate-16.03 pts vs state
61.9%Origination rate+7.00 pts vs state
6.49%Median rate-0.01 pts vs state
0.18Rate spread (pts)-0.01 pts vs state
$135kMedian applicant income
487Loans originated
48Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,200 | 738 | 5.3% | 6.49% | #131 |
| 2024 | 941 | 605 | 6.9% | 6.49% | #174 |
| 2025 | 787 | 487 | 6.1% | 6.49% | #192 |
What Sunflower Bank lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Sunflower Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| El Paso County | 188 | 115 | 18 | 9.6% |
| Dallas County | 111 | 74 | 1 | 0.9% |
| Collin County | 74 | 57 | 4 | 5.4% |
| Harris County | 66 | 41 | 2 | 3.0% |
| Tarrant County | 56 | 41 | 1 | 1.8% |
| Travis County | 34 | 16 | 2 | 5.9% |
| Denton County | 31 | 21 | 1 | 3.2% |
| Bexar County | 24 | 12 | 5 | 20.8% |
| Fort Bend County | 22 | 13 | 2 | 9.1% |
| Comal County | 16 | 8 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 787 applications in 2025, of which 487 were originated and 48 denied.
6.1% of all applications, or 8.9% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Sunflower Bank originated in Texas in 2025 was 6.49%, against a statewide median of 6.50%.
About this data. Figures are Sunflower Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology