Sun West Mortgage Company · Wyoming · 2025

Sun West Mortgage Company in Wyoming: approval rate, denial rate and rates (2025)

Sun West Mortgage Company took 20 mortgage applications in Wyoming in 2025, ranking #107 of 411 lenders active in the state. It originated 55.0% of them and denied 25.0% (29.4% of the applications it decided), against a statewide denial rate of 15.6%.

20Applicationsin WY
29.4%Decision denial ratestate 19.6%
6.13%Median ratestate 6.50%
$310,000Median loanstate $235,000
$3.6MVolume9 counties

Sun West Mortgage Company in Wyoming vs the state

25.0%Denial rate+9.44 pts vs state
29.4%Decision denial rate+9.82 pts vs state
55.0%Origination rate-6.01 pts vs state
6.13%Median rate-0.38 pts vs state
-0.17Rate spread (pts)-0.40 pts vs state
$96kMedian applicant income
11Loans originated
5Denied

Trend in Wyoming

YearApplicationsOriginatedDenial rateMedian rateRank in state
20239511.1%6.63%#137
2024930.0%5.75%#141
2025201125.0%6.13%#107

What Sun West Mortgage Company lends in Wyoming

By loan purpose

Home purchase 7 35% · 28.6% denied
Refinance 4 20% · 25.0% denied
Cash-out refinance 9 45% · 22.2% denied

By loan type

Conventional 3 15% · 33.3% denied
FHA 9 45% · 22.2% denied
VA 7 35% · 28.6% denied
USDA / RHS 1 5% · 0.0% denied

Why it denied Wyoming applicants

Credit history 2 40%
Debt-to-income ratio 2 40%
Other 1 20%

Where in Wyoming

Counties with the most Sun West Mortgage Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Natrona County 750 0.0%
Goshen County 202 100.0%
Campbell County 220 0.0%
Sublette County 201 50.0%
Sweetwater County 220 0.0%
Laramie County 220 0.0%
Albany County 101 100.0%
Converse County 100 0.0%
Sheridan County 101 100.0%

Other large lenders in Wyoming

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 1,56717.1%6.50%
United Shore Financial ServicesB 1,2818.7%6.12%
Fairway Independent MortgageB 1,1064.2%6.49%
Guild MortgageA 9614.5%6.38%
Glacier BankD 85615.9%6.95%
Mortgage Research CenterC 59916.9%6.25%
Uniwyo Federal Credit UnionC 54115.2%7.50%
Meridian Trust Federal Credit UnionB 52518.3%6.50%
Freedom MortgageB 51211.1%6.19%
First Interstate BankD 51023.5%8.13%

Frequently asked questions

Wyoming: 20 applications in 2025, of which 11 were originated and 5 denied.

25.0% of all applications, or 29.4% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.

The median rate on loans Sun West Mortgage Company originated in Wyoming in 2025 was 6.13%, against a statewide median of 6.50%.

About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology