Sun West Mortgage Company in Texas vs the state
9.8%Denial rate-9.67 pts vs state
11.2%Decision denial rate-13.74 pts vs state
61.5%Origination rate+6.60 pts vs state
6.13%Median rate-0.38 pts vs state
0.05Rate spread (pts)-0.14 pts vs state
$113kMedian applicant income
1,058Loans originated
168Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 965 | 496 | 21.2% | 6.88% | #156 |
| 2024 | 1,351 | 772 | 12.4% | 6.50% | #131 |
| 2025 | 1,721 | 1,058 | 9.8% | 6.13% | #117 |
What Sun West Mortgage Company lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Sun West Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 258 | 135 | 33 | 12.8% |
| Tarrant County | 206 | 129 | 11 | 5.3% |
| Dallas County | 101 | 59 | 11 | 10.9% |
| Fort Bend County | 99 | 69 | 8 | 8.1% |
| Collin County | 91 | 65 | 3 | 3.3% |
| Bexar County | 76 | 41 | 10 | 13.2% |
| Denton County | 73 | 49 | 5 | 6.8% |
| Williamson County | 64 | 43 | 2 | 3.1% |
| Montgomery County | 54 | 38 | 6 | 11.1% |
| Cameron County | 50 | 25 | 6 | 12.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 1,721 applications in 2025, of which 1,058 were originated and 168 denied.
9.8% of all applications, or 11.2% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Sun West Mortgage Company originated in Texas in 2025 was 6.13%, against a statewide median of 6.50%.
About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology