Success Lending in Texas vs the state
13.9%Denial rate-5.57 pts vs state
18.1%Decision denial rate-6.84 pts vs state
62.9%Origination rate+7.99 pts vs state
6.25%Median rate-0.25 pts vs state
-0.01Rate spread (pts)-0.20 pts vs state
$99kMedian applicant income
127Loans originated
28Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 80 | 60 | 10.0% | 6.75% | #602 |
| 2024 | 180 | 114 | 14.4% | 6.50% | #425 |
| 2025 | 202 | 127 | 13.9% | 6.25% | #415 |
What Success Lending lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Success Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| El Paso County | 80 | 49 | 7 | 8.8% |
| Harris County | 22 | 14 | 5 | 22.7% |
| Travis County | 18 | 10 | 4 | 22.2% |
| Dallas County | 14 | 10 | 3 | 21.4% |
| Denton County | 10 | 8 | 1 | 10.0% |
| Tarrant County | 9 | 7 | 1 | 11.1% |
| Collin County | 5 | 2 | 1 | 20.0% |
| Hays County | 5 | 4 | 0 | 0.0% |
| Williamson County | 4 | 1 | 1 | 25.0% |
| Bexar County | 4 | 2 | 1 | 25.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 202 applications in 2025, of which 127 were originated and 28 denied.
13.9% of all applications, or 18.1% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Success Lending originated in Texas in 2025 was 6.25%, against a statewide median of 6.50%.
About this data. Figures are Success Lending's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology