Stifel Bank and Trust in Colorado vs the state
0.8%Denial rate-14.80 pts vs state
0.9%Decision denial rate-18.73 pts vs state
86.0%Origination rate+25.93 pts vs state
6.06%Median rate-0.56 pts vs state
-0.02Rate spread (pts)-0.17 pts vs state
$286kMedian applicant income
104Loans originated
1Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 85 | 73 | 2.4% | 6.00% | #226 |
| 2024 | 98 | 90 | 1.0% | 6.25% | #220 |
| 2025 | 121 | 104 | 0.8% | 6.06% | #212 |
What Stifel Bank and Trust lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Stifel Bank and Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Denver County | 21 | 19 | 0 | 0.0% |
| Arapahoe County | 13 | 13 | 0 | 0.0% |
| Douglas County | 12 | 11 | 0 | 0.0% |
| Larimer County | 10 | 6 | 0 | 0.0% |
| Jefferson County | 8 | 6 | 0 | 0.0% |
| Summit County | 7 | 6 | 0 | 0.0% |
| Boulder County | 7 | 6 | 0 | 0.0% |
| El Paso County | 7 | 7 | 0 | 0.0% |
| Weld County | 6 | 5 | 0 | 0.0% |
| Eagle County | 5 | 3 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 121 applications in 2025, of which 104 were originated and 1 denied.
0.8% of all applications, or 0.9% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Stifel Bank and Trust originated in Colorado in 2025 was 6.06%, against a statewide median of 6.63%.
About this data. Figures are Stifel Bank and Trust's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology