Stg Mortgage in Washington vs the state
8.7%Denial rate-6.95 pts vs state
12.7%Decision denial rate-6.88 pts vs state
53.9%Origination rate-7.15 pts vs state
6.50%Median rate-0.13 pts vs state
0.08Rate spread (pts)-0.11 pts vs state
$216kMedian applicant income
62Loans originated
10Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 2 | 0.0% | 9.00% | #526 |
| 2024 | 54 | 37 | 3.7% | 6.63% | #278 |
| 2025 | 115 | 62 | 8.7% | 6.50% | #229 |
What Stg Mortgage lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Stg Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 32 | 20 | 3 | 9.4% |
| Snohomish County | 16 | 10 | 2 | 12.5% |
| Spokane County | 11 | 5 | 0 | 0.0% |
| Pierce County | 11 | 7 | 1 | 9.1% |
| Clark County | 9 | 4 | 1 | 11.1% |
| Thurston County | 7 | 3 | 0 | 0.0% |
| Kitsap County | 7 | 1 | 1 | 14.3% |
| Whatcom County | 3 | 3 | 0 | 0.0% |
| Benton County | 3 | 3 | 0 | 0.0% |
| Clallam County | 3 | 1 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 115 applications in 2025, of which 62 were originated and 10 denied.
8.7% of all applications, or 12.7% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Stg Mortgage originated in Washington in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Stg Mortgage's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology