STAR ONE Credit Union in Washington vs the state
15.8%Denial rate+0.14 pts vs state
15.8%Decision denial rate-3.75 pts vs state
79.0%Origination rate+17.89 pts vs state
6.00%Median rate-0.63 pts vs state
-0.34Rate spread (pts)-0.53 pts vs state
$264kMedian applicant income
15Loans originated
3Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 17 | 11 | 23.5% | 6.25% | #396 |
| 2024 | 18 | 15 | 0.0% | 6.00% | #393 |
| 2025 | 19 | 15 | 15.8% | 6.00% | #393 |
What STAR ONE Credit Union lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most STAR ONE Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 8 | 5 | 2 | 25.0% |
| Clark County | 3 | 2 | 1 | 33.3% |
| Chelan County | 2 | 2 | 0 | 0.0% |
| Pacific County | 1 | 1 | 0 | 0.0% |
| Island County | 1 | 1 | 0 | 0.0% |
| Skagit County | 1 | 1 | 0 | 0.0% |
| Snohomish County | 1 | 1 | 0 | 0.0% |
| Whitman County | 1 | 1 | 0 | 0.0% |
| Lewis County | 1 | 1 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 19 applications in 2025, of which 15 were originated and 3 denied.
15.8% of all applications, or 15.8% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans STAR ONE Credit Union originated in Washington in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are STAR ONE Credit Union's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology