STAR ONE Credit Union in Colorado vs the state
15.0%Denial rate-0.63 pts vs state
15.0%Decision denial rate-4.66 pts vs state
65.0%Origination rate+4.98 pts vs state
6.00%Median rate-0.63 pts vs state
-0.24Rate spread (pts)-0.39 pts vs state
$244kMedian applicant income
13Loans originated
3Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 21 | 15 | 9.5% | 5.88% | #390 |
| 2024 | 7 | 4 | 0.0% | 6.13% | #555 |
| 2025 | 20 | 13 | 15.0% | 6.00% | #418 |
What STAR ONE Credit Union lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most STAR ONE Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Larimer County | 3 | 1 | 0 | 0.0% |
| Garfield County | 3 | 2 | 0 | 0.0% |
| Douglas County | 3 | 3 | 0 | 0.0% |
| Denver County | 3 | 2 | 1 | 33.3% |
| Jefferson County | 2 | 2 | 0 | 0.0% |
| El Paso County | 2 | 1 | 1 | 50.0% |
| Adams County | 1 | 1 | 0 | 0.0% |
| Broomfield County | 1 | 0 | 0 | 0.0% |
| Arapahoe County | 1 | 1 | 0 | 0.0% |
| Saguache County | 1 | 0 | 1 | 100.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 20 applications in 2025, of which 13 were originated and 3 denied.
15.0% of all applications, or 15.0% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans STAR ONE Credit Union originated in Colorado in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are STAR ONE Credit Union's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology