Southwest Stage Funding in Colorado vs the state
30.8%Denial rate+15.14 pts vs state
42.1%Decision denial rate+22.45 pts vs state
26.9%Origination rate-33.10 pts vs state
5.88%Median rate-0.75 pts vs state
-0.22Rate spread (pts)-0.37 pts vs state
$102kMedian applicant income
7Loans originated
8Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 18 | 5 | 55.6% | 7.38% | #410 |
| 2024 | 13 | 5 | 23.1% | 5.88% | #458 |
| 2025 | 26 | 7 | 30.8% | 5.88% | #388 |
What Southwest Stage Funding lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Southwest Stage Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fremont County | 6 | 3 | 0 | 0.0% |
| El Paso County | 5 | 3 | 1 | 20.0% |
| Pueblo County | 3 | 0 | 1 | 33.3% |
| Alamosa County | 2 | 0 | 2 | 100.0% |
| Arapahoe County | 1 | 1 | 0 | 0.0% |
| Conejos County | 1 | 0 | 0 | 0.0% |
| Otero County | 1 | 0 | 1 | 100.0% |
| Rio Grande County | 1 | 0 | 0 | 0.0% |
| Boulder County | 1 | 0 | 1 | 100.0% |
| Montezuma County | 1 | 0 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 26 applications in 2025, of which 7 were originated and 8 denied.
30.8% of all applications, or 42.1% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Southwest Stage Funding originated in Colorado in 2025 was 5.88%, against a statewide median of 6.63%.
About this data. Figures are Southwest Stage Funding's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology