South River Mortgage in Washington vs the state
4.4%Denial rate-11.21 pts vs state
9.1%Decision denial rate-10.45 pts vs state
44.4%Origination rate-16.62 pts vs state
6.25%Median rate-0.38 pts vs state
—Rate spread (pts)
$25kMedian applicant income
40Loans originated
4Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 41 | 41 | 0.0% | 6.75% | #297 |
| 2025 | 90 | 40 | 4.4% | 6.25% | #247 |
What South River Mortgage lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most South River Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pierce County | 18 | 6 | 0 | 0.0% |
| King County | 12 | 5 | 0 | 0.0% |
| Spokane County | 9 | 8 | 1 | 11.1% |
| Snohomish County | 7 | 2 | 1 | 14.3% |
| Clark County | 6 | 1 | 0 | 0.0% |
| Grant County | 5 | 1 | 0 | 0.0% |
| Kitsap County | 5 | 2 | 1 | 20.0% |
| Thurston County | 4 | 0 | 0 | 0.0% |
| Grays Harbor County | 3 | 2 | 0 | 0.0% |
| Clallam County | 3 | 2 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 90 applications in 2025, of which 40 were originated and 4 denied.
4.4% of all applications, or 9.1% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans South River Mortgage originated in Washington in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are South River Mortgage's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology