Solarity Credit Union in Washington vs the state
31.9%Denial rate+16.28 pts vs state
38.5%Decision denial rate+18.94 pts vs state
51.1%Origination rate-10.01 pts vs state
7.75%Median rate+1.13 pts vs state
0.51Rate spread (pts)+0.32 pts vs state
$90kMedian applicant income
267Loans originated
167Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 216 | 88 | 38.0% | 6.56% | #150 |
| 2024 | 129 | 66 | 27.1% | 6.75% | #203 |
| 2025 | 523 | 267 | 31.9% | 7.75% | #99 |
What Solarity Credit Union lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Solarity Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Yakima County | 447 | 236 | 141 | 31.5% |
| Kittitas County | 12 | 5 | 5 | 41.7% |
| Chelan County | 11 | 6 | 2 | 18.2% |
| Douglas County | 9 | 3 | 3 | 33.3% |
| King County | 6 | 3 | 2 | 33.3% |
| Grant County | 6 | 3 | 2 | 33.3% |
| Snohomish County | 4 | 2 | 1 | 25.0% |
| Franklin County | 4 | 2 | 1 | 25.0% |
| Spokane County | 4 | 1 | 2 | 50.0% |
| Benton County | 3 | 2 | 1 | 33.3% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 523 applications in 2025, of which 267 were originated and 167 denied.
31.9% of all applications, or 38.5% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Solarity Credit Union originated in Washington in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Solarity Credit Union's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology