Sofi Bank in Wyoming vs the state
6.4%Denial rate-9.18 pts vs state
14.6%Decision denial rate-4.96 pts vs state
37.2%Origination rate-23.78 pts vs state
7.99%Median rate+1.49 pts vs state
1.91Rate spread (pts)+1.68 pts vs state
$114kMedian applicant income
35Loans originated
6Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 20 | 8 | 25.0% | 6.31% | #96 |
| 2024 | 28 | 11 | 14.3% | 7.13% | #86 |
| 2025 | 94 | 35 | 6.4% | 7.99% | #55 |
What Sofi Bank lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most Sofi Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Laramie County | 26 | 8 | 3 | 11.5% |
| Natrona County | 11 | 5 | 0 | 0.0% |
| Campbell County | 11 | 4 | 2 | 18.2% |
| Sheridan County | 9 | 3 | 0 | 0.0% |
| Albany County | 9 | 3 | 0 | 0.0% |
| Sweetwater County | 5 | 2 | 0 | 0.0% |
| Park County | 5 | 3 | 0 | 0.0% |
| Crook County | 4 | 1 | 0 | 0.0% |
| Goshen County | 2 | 0 | 0 | 0.0% |
| Johnson County | 2 | 1 | 0 | 0.0% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 94 applications in 2025, of which 35 were originated and 6 denied.
6.4% of all applications, or 14.6% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans Sofi Bank originated in Wyoming in 2025 was 7.99%, against a statewide median of 6.50%.
About this data. Figures are Sofi Bank's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology