Sirva Mortgage in Texas vs the state
2.2%Denial rate-17.28 pts vs state
2.2%Decision denial rate-22.69 pts vs state
67.2%Origination rate+12.32 pts vs state
6.50%Median rate0.00 pts vs state
-0.10Rate spread (pts)-0.29 pts vs state
$205kMedian applicant income
125Loans originated
4Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 218 | 157 | 3.2% | 6.38% | #384 |
| 2024 | 239 | 137 | 3.8% | 6.50% | #367 |
| 2025 | 186 | 125 | 2.2% | 6.50% | #429 |
What Sirva Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Sirva Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 23 | 17 | 0 | 0.0% |
| Denton County | 20 | 15 | 0 | 0.0% |
| Tarrant County | 18 | 12 | 0 | 0.0% |
| Dallas County | 15 | 11 | 0 | 0.0% |
| Fort Bend County | 13 | 9 | 0 | 0.0% |
| Montgomery County | 11 | 7 | 1 | 9.1% |
| Collin County | 9 | 6 | 0 | 0.0% |
| Midland County | 9 | 4 | 0 | 0.0% |
| Travis County | 7 | 6 | 0 | 0.0% |
| Bexar County | 7 | 4 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 186 applications in 2025, of which 125 were originated and 4 denied.
2.2% of all applications, or 2.2% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Sirva Mortgage originated in Texas in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Sirva Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology