Sierra Pacific Mortgage Company in Nevada vs the state
5.8%Denial rate-11.64 pts vs state
7.4%Decision denial rate-14.87 pts vs state
70.4%Origination rate+12.64 pts vs state
6.75%Median rate+0.13 pts vs state
0.30Rate spread (pts)+0.01 pts vs state
$136kMedian applicant income
121Loans originated
10Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 316 | 229 | 12.3% | 6.88% | #68 |
| 2024 | 138 | 101 | 12.3% | 6.63% | #126 |
| 2025 | 172 | 121 | 5.8% | 6.75% | #111 |
What Sierra Pacific Mortgage Company lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Sierra Pacific Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 115 | 77 | 6 | 5.2% |
| Washoe County | 42 | 35 | 2 | 4.8% |
| Lyon County | 4 | 3 | 0 | 0.0% |
| Douglas County | 3 | 1 | 1 | 33.3% |
| Nye County | 3 | 1 | 1 | 33.3% |
| Elko County | 2 | 2 | 0 | 0.0% |
| Humboldt County | 1 | 1 | 0 | 0.0% |
| Carson City | 1 | 0 | 0 | 0.0% |
| Storey County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 172 applications in 2025, of which 121 were originated and 10 denied.
5.8% of all applications, or 7.4% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Sierra Pacific Mortgage Company originated in Nevada in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Sierra Pacific Mortgage Company's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology