Sidney Federal Credit Union in Pennsylvania vs the state
20.0%Denial rate+1.71 pts vs state
22.2%Decision denial rate+0.01 pts vs state
70.0%Origination rate+9.04 pts vs state
6.63%Median rate0.00 pts vs state
0.17Rate spread (pts)-0.07 pts vs state
$134kMedian applicant income
7Loans originated
2Denied
What Sidney Federal Credit Union lends in Pennsylvania
By loan purpose
By loan type
Where in Pennsylvania
Counties with the most Sidney Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wayne County | 3 | 2 | 1 | 33.3% |
| Allegheny County | 2 | 2 | 0 | 0.0% |
| York County | 1 | 0 | 1 | 100.0% |
| Delaware County | 1 | 0 | 0 | 0.0% |
| Berks County | 1 | 1 | 0 | 0.0% |
| Susquehanna County | 1 | 1 | 0 | 0.0% |
| Pike County | 1 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 10 applications in 2025, of which 7 were originated and 2 denied.
20.0% of all applications, or 22.2% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Sidney Federal Credit Union originated in Pennsylvania in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Sidney Federal Credit Union's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology